10 Questions to Ask Before Choosing a Hospital in Nigeria
Published 5 July 2026

A checklist of the ten most important questions to ask before choosing a hospital in Nigeria, covering registration, staffing, cost, and insurance.
Why a Checklist Matters More Than Ever in Nigeria
Choosing a hospital in Nigeria used to come down to proximity and word of mouth. That is no longer enough. With a doctor shortage that has left the country with roughly one doctor for every 4,000 to 9,000 people depending on the estimate, ongoing crackdowns on unregistered clinics, and a health insurance system where coverage only applies at specific accredited facilities, the wrong choice can cost you time, money, or worse. These ten questions will help you make a genuinely informed decision before you need care, not while you are already sitting in a waiting room.
1. Is the facility registered with the state health regulator?
Every legitimate hospital or clinic in Nigeria should be registered with its state's health facility regulatory body. In Lagos, that is HEFAMAA, which sealed 30 unregistered or non-compliant facilities in a single year. In the FCT, it is the Health and Human Services Secretariat. Ask to see a registration certificate, or scan the QR code if the facility displays one. If a facility cannot prove its registration, walk away.
2. Are the doctors registered with the MDCN?
Every practising doctor in Nigeria must be registered with the Medical and Dental Council of Nigeria. You can verify this through the MDCN's online portal or through civic tools built specifically to let patients cross-check a practitioner's name against the official register. With Nigeria losing thousands of doctors to migration every year, the remaining workforce needs to be genuinely qualified.
3. Is the facility accredited under your specific insurance plan?
Being NHIA-accredited in general is not the same as being accredited under your specific HMO and plan. Confirm directly with your insurer which hospitals near you are actually included in your network, since visiting a facility outside it means paying out of pocket regardless of your coverage status.
4. Does it have the specialist you actually need?
Nigeria's doctor shortage hits specialties unevenly. Mental health care, for instance, has been particularly affected, with an estimated 85% of Nigerians living with mental health disorders lacking access to treatment. Before committing to a facility, confirm that the specific specialist you need, whether a cardiologist, obstetrician, or psychiatrist, is actually available there and not just listed on an outdated website.
5. What is the facility's emergency capacity?
Not every hospital can handle a genuine emergency. Ask whether the facility has a functioning emergency unit, a blood bank, and the ability to stabilise and refer critical patients if needed. In many Nigerian hospitals, emergency capabilities are not clearly publicised, so it is worth asking directly rather than assuming.
6. What diagnostic equipment is actually on site?
A facility might have doctors but lack the diagnostic tools to properly assess your condition. Ask whether basic diagnostics, such as imaging, lab testing, and relevant specialist equipment for your condition, are available on site or whether you will be referred elsewhere for testing, which adds delay and cost.
7. How long is the typical wait time?
Wait times vary dramatically between facilities. Research comparing hospitals in Lagos found that public hospital patients waited an average of 127 minutes, more than double the 49 minutes typically experienced at private facilities. If you have a choice and time matters, ask about typical wait times before committing, particularly for non-emergency visits where you can plan ahead.
8. What does the facility actually cost, with and without insurance?
Costs at Nigerian hospitals can vary enormously for the same procedure. Ask for a clear cost estimate before treatment begins, including what portion your insurance will cover if you are accredited there, and what you will be responsible for out of pocket. Surprises at the billing desk are far more stressful than questions asked in advance.
9. Is the facility adequately staffed right now?
A hospital that looked fine on a previous visit may be short-staffed today due to brain drain, strikes, or simple scheduling gaps. Nigeria's resident doctor ratio has been reported as high as one doctor for every 9,083 people in some assessments. If possible, ask whether the facility currently has adequate staff on duty, particularly if you are choosing it for anything beyond a routine visit.
10. What do other patients say about their experience?
Reviews and word of mouth still matter, particularly for the things that are harder to verify on paper, such as staff attitude, cleanliness, and how patients are treated once they arrive. Look for recent feedback rather than relying on a hospital's reputation from years ago, since staffing and management can change significantly over time.
Putting the Checklist Into Practice
Running through ten questions for every hospital decision sounds like a lot of work, and in practice, most people simply do not do it. They rely on whichever hospital is closest or whichever one a relative mentioned once. That approach works fine until it does not, and the moments when it fails are usually the moments that matter most.
Medicall was built to answer most of these questions for you before you ever need to ask them. Our verified healthcare directory lets you search hospitals and clinics across Nigeria filtered by registration status, specialty availability, and insurance acceptance, so the groundwork is already done by the time you need to make a decision.
Search verified hospitals near you on Medicall.
Frequently Asked Questions
What is the most important question to ask before choosing a hospital in Nigeria?
Confirming the facility's registration status with the relevant state health regulator is the most fundamental check, since it establishes whether the hospital is legally operating at all. From there, verifying insurance accreditation and specialist availability for your specific need are the next most important factors.
How do I know if a hospital in Nigeria has the specialist I need?
Contact the facility directly to confirm a specific specialist is currently practising there, rather than relying on an outdated website listing. You can also use a verified healthcare directory like Medicall to search by specialty and location to find facilities that currently have the relevant specialist available.
Why does wait time vary so much between hospitals in Nigeria?
Public hospitals generally operate on a first-come, first-served basis and tend to have significantly longer wait times than private facilities, which typically use scheduled appointments. Staffing levels, affected by Nigeria's ongoing doctor shortage, also play a major role in how quickly patients are seen.
Should I choose a hospital based on cost alone?
Cost matters, but it should be weighed alongside registration status, specialist availability, and emergency capacity. A cheaper facility that lacks proper accreditation or adequate staffing can end up costing more in the long run if it cannot properly address your condition.
How can I verify multiple hospitals quickly instead of checking each one manually?
A verified healthcare directory like Medicall lets you search and compare hospitals and clinics by location, specialty, and insurance acceptance in one place, rather than checking registration, accreditation, and staffing separately for each facility you are considering.